A hurricane brings with it not only high winds, but the possibility of tornadoes, thunderstorms, heavy rains, flash floods, and storm surges. While most property insurance policies provide coverage for wind damage and the damage from direct wind related water damage; the average property insurance policy does not cover ground water and flooding. Therefore you must have separate insurance through the NFIP or a private carrier in order to file a flood damage claim.
The first step in filing your property damage insurance claim is to know what your policy does and does not cover. The public adjusters at Adjusters International/ Basloe, Levin & Cuccaro are familiar with the intricacies of insurance policies and will advise you on your policy's strengths and limitations. Our public adjusters have the resources and expertise to thoroughly investigate your property loss, accurately prepare, document and submit your insurance claim, and get you a full, fair and expedited settlement.
Trust our public adjusters to guide you through your property damage insurance claim following Hurricane Irene. In the wake of a disaster, your focus should be on getting your life back in order and not on learning the insurance claims process. For more than 100 years, we have been helping policyholders with their property damage, business interruption and extra expense insurance claims. Contact us to see how we can assist you on the road to recovery.
"...we did not have the time, effort and knowledge that were required to settle the claim. If not for the effort of Richard Smith and the staff of Adjusters International we would not have received the value of our loss. Their performance met and in some respects exceeded our expectations... I would definitely recommend this firm to anyone needing their services."
Frederick D. Ellery
Bell Properties, LLC
Westerly, Rhode Island
Resources and References:
Flood Insurance Claim Informational Flier
Adjusters International: Responding to the Worst Hurricanes, Storms & Floods
Adjusting Today - The Flood Insurance Claim
Adjusting Today - Hurricanes and Windstorm Coverage
Disaster Recovery Today - Rebuilding under the FEMA Public Assistance Program
10 Things You Can Do to Make Disaster Recovery Go More Smoothly
10 Cosas que usted puede hacer para lograr una mejor recuperación tras un desastre