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Public Adjusters for Earthquake Damage

If your organization or community suffers an earthquake that affects any of its facilities, the full damage can be devastating. Your recovery can depend on how you assess and report the damage. Our team of experts helps you obtain the maximum claim recovery so you can get back on your feet sooner.

No matter how large or small, an earthquake’s immediate damage can include hidden structural dangers to your property that may go unnoticed.

After an earthquake, as you face the challenges of securing everyone’s safety and protecting the rest of your property, you will now also have to secure the necessary funding for your recovery. This can be a daunting, complicated process as you sort through the damage. Once contacted, your insurance company will send its own team to adjust your claim in a manner that protects their financial exposure. Who’s protecting you? Inadequate reimbursement can become another devastating blow. You can avoid it by having us at your side.

Our public adjusters have expertly managed claims from the biggest earthquakes in the last quarter-century. We are called upon by communities, non-profits, and government organizations for our unique ability to mobilize a top team of professionals who have the unmatched experience and comprehensive understanding of the laws, regulations, and policies involving disaster recovery. This enables our adjusters to consistently coordinate and obtain the maximum reimbursement for our clients so that they may recover. With offices in Portland, Albany, Utica, Syracuse, Rochester, Buffalo, and Scranton, we are the premier public adjusters Maine, New York, and Pennsylvania organizations and communities rely on to help them file a claim to recover more, sooner.

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What To Focus On After Earthquake Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Why should the county, city, town, or district optimize its claim?
  • Do we have a commitment to taxpayers to recover the most possible?
  • What if the insurance company engages a building consultant?
  • What is my agent/broker’s role?
  • Will my code upgrade coverage address all my code related issues? ADA, fire codes, etc.?
  • Is there coinsurance in my policy?
  • Do we need to issue an RFP in order to engage your services?
  • Who in our county, city, town, or district will be involved in making the decision to hire us?
  • Is your claim a result of an event that may be funded by FEMA? If so, it is your obligation to first maximize your insurance settlement to satisfy FEMA’s eligibility requirements.
  • Why can’t we do it ourselves?
  • What emergency facilities are necessary to continue operations?
  • Can temporary facilities still be used at the end of the claim and be considered permanent? If so, how?
  • How do existing plans for renovations or enhancements affect my claim?
  • What building codes and regulations must be considered in the reconstruction?
  • How do bond cycles affect the full replacement cost holdback provisions of a policy?

Property Damage Losses Government & Non-Profits Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Public Adjusters Help You

  • Evaluate Icon Evaluate Fully reviewing your insurance coverage.
  • Strategy Icon Strategy Developing a claim management strategy.
  • Compliance Icon Compliance Determining policy compliance issues.
  • Valuations Icon Valuations Completing detailed valuations of building, equipment and inventory losses.
  • Interruption Icon Interruption Formulating business interruption models.
  • Itemization Icon Itemization Presenting and supporting an itemized claim package to your insurer.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Communication Icon Communication Keeping you informed every step of the way.
  • Settlement Icon Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Government & Non-Profits Our Public Adjusters Have Helped

  • Client References & Testimonials

    Client References

    Testimonials

    Prior to [your] involvement, my insurance company omitted over half the damage in their estimate. During the whole process, from evaluating the damage to getting the fair market costs of labor and materials, to the final settlement, [your representative] displayed a real understanding, knowledge and professionalism. He truly represented the client against a difficult insurance representative for which I am grateful
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    Akbar Khan
    Homeowner
    Months after the storm passed, the County was still faced with tremendous burdens related to the insurance coverage issues and FEMA and MEMA eligibility issues. Jackson County hired Adjusters International to provide professional services for disaster assistance, remediation, restoration and recovery efforts....Their expertise with governmental regulations, the complex FEMA process and insurance adjustments resulted in our successful claim for over $2 million in additional FEMA Public Assistance funding specifically; in our successful negotiations with our insurance carrier; and in numerous other increases in the values FEMA and MEMA initially designated for County projects. Jackson County will always be mindful of the help we received from Adjusters International when we needed it most.
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    Alan K. Sudduth
    County Administrator - Board of Supervisors, Jackson County, Mississippi 
  • Case Studies

    In the spring of 2013, the Village of Watkins Glen and Schuyler County suffered a devastating fire to its new, 15,000-square-foot Shared Services Building. This services facility was the headquarters or central location of key departments for the county’s and village’s operations. The Adjusters International Basloe, Levin & Cuccaro public adjusting team was chosen to manage the county’s and village’s property damage insurance claims while ensuring that public services continued unhindered. After initial offers from both insurance carriers at much lower levels, AI/BLC was able to negotiate and secure a total recovery amount of $3.2 million dollars.

    Wilbert’s, a prominent three-location automotive recycling operation across Western and Central New York, suffered a devastating fire to a new 10,000-square-foot building at its Williamson location. As this building was the center of business for that location, Adjusters International/Basloe, Levin & Cuccaro (AI/BLC) immediately established temporary solutions to mitigate the losses and also developed strategies and objectives to make sure Wilbert’s received an optimal insurance settlement.

    New Energy Works, a leading timber company in America, suffered winter-related roof collapse to one of its main 15,000-square-foot buildings. When operations could have been left in limbo, our public adjusters quickly took control of the insurance claim process to help make sure New Energy Works kept running and did not lose customers to competitors.

Related Resources

  • Who Needs Earthquake Insurance? Thumbnail Image
    Video
    02.01.2017

    Who Needs Earthquake Insurance?

    Steve Severaid, Principal at The Greenspan Co./Adjusters International answers the question, "Who needs earthquake insurance the most?"
  • Difference in Conditions Coverage Thumbnail Image
    Podcast
    08.08.2016

    Difference in Conditions Coverage

    A roundtable discussion concerning Difference in Conditions coverage for businesses who require more protection than supplied by standard property insurance
  • Earthquake Insurance Thumbnail Image
    Publication
    Issue # 3041

    Earthquake Insurance

    As this issue of Adjusting Today® was being prepared, the earthquake and resulting tsunami of March 2011 struck Japan. That concurrence put an exclamation point on what already was the theme of this edition ...
  • Rebuilding Under the FEMA Public Assistance Program Thumbnail Image
    Publication
    Issue # 4011

    Rebuilding Under the FEMA Public Assistance Program

    Once again we are pleased to welcome a new author to the Disaster Recovery Today editorial board. For this, our 12th edition, Robert Wright examines how the FEMA Public Assistance Program affects the decision to repair, replace or relocate a damaged facility.

Contact Us

If you're suffering from a government & non-profit property claim, we can help!
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Meet Your Public Adjuster
Steve Vanuga Headshot
Steven Vanuga
Principal
Through his extensive knowledge of both the insurance industry and property insurance policies, Steve is able to empower our clients to achieve maximum results from their property insurance claims.
Contact him today!