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Public Adjusters for Earthquake Damage

If your organization or community suffers an earthquake that affects any of its facilities, the full damage can be devastating. Your recovery can depend on how you assess and report the damage. Our team of experts helps you obtain the maximum claim recovery so you can get back on your feet sooner.

No matter how large or small, an earthquake’s immediate damage can include hidden structural dangers to your property that may go unnoticed.

After an earthquake, as you face the challenges of securing everyone’s safety and protecting the rest of your property, you will now also have to secure the necessary funding for your recovery. This can be a daunting, complicated process as you sort through the damage. Once contacted, your insurance company will send its own team to adjust your claim in a manner that protects their financial exposure. Who’s protecting you? Inadequate reimbursement can become another devastating blow. You can avoid it by having us at your side.

Our public adjusters have expertly managed claims from the biggest earthquakes in the last quarter-century. We are called upon by communities, non-profits, and government organizations for our unique ability to mobilize a top team of professionals who have the unmatched experience and comprehensive understanding of the laws, regulations, and policies involving disaster recovery. This enables our adjusters to consistently coordinate and obtain the maximum reimbursement for our clients so that they may recover. With offices in Portland, Albany, Utica, Syracuse, Rochester, Buffalo, and Scranton, we are the premier public adjusters Maine, New York, and Pennsylvania organizations and communities rely on to help them file a claim to recover more, sooner.

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What To Focus On After Earthquake Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • Why should the county, city, town, or district optimize its claim?
  • Do we have a commitment to taxpayers to recover the most possible?
  • What if the insurance company engages a building consultant?
  • What is my agent/broker’s role?
  • Will my code upgrade coverage address all my code related issues? ADA, fire codes, etc.?
  • Is there coinsurance in my policy?
  • Do we need to issue an RFP in order to engage your services?
  • Who in our county, city, town, or district will be involved in making the decision to hire us?
  • Is your claim a result of an event that may be funded by FEMA? If so, it is your obligation to first maximize your insurance settlement to satisfy FEMA’s eligibility requirements.
  • Why can’t we do it ourselves?
  • What emergency facilities are necessary to continue operations?
  • Can temporary facilities still be used at the end of the claim and be considered permanent? If so, how?
  • How do existing plans for renovations or enhancements affect my claim?
  • What building codes and regulations must be considered in the reconstruction?
  • How do bond cycles affect the full replacement cost holdback provisions of a policy?