Public Adjusters for Flood Damage
According to the National Weather Service, on average, flooding causes more than $3.5 billion per year in total flood insurance claims.
Floods can arrive instantly, pouring into homes and buildings with contaminants picked up along the way. Even if you are not in a floodplain, your facilities are vulnerable. The types of damage can vary, as well as their severity. As you deal with the chaotic aftermath, you will now also have to secure the funds for recovery. Will it come from insurance? Will it be enough? How will you know?
Our public adjusters have expertly managed claims for every type of disaster at the regional, state, and national levels. We are called upon by communities, non-profits, and government organizations for our unique ability to mobilize a top team of professionals who have the unmatched experience and comprehensive understanding of the laws, regulations, and policies involving disaster recovery. This enables our adjusters to consistently coordinate and obtain the maximum reimbursement for our clients so that they may recover. With offices in Portland, Albany, Utica, Syracuse, Rochester, Buffalo, and Scranton, our public insurance adjusters are ready to help your organization or community recover more, sooner from your Maine, Pennsylvania, or New York flood damage claim.
What To Focus On After Flood Damage
Why should the county, city, town, or district optimize its claim?
Do we have a commitment to taxpayers to recover the most possible?
What if the insurance company engages a building consultant?
What is my agent/broker’s role?
Will my code upgrade coverage address all my code related issues? ADA, fire codes, etc.?
Is there coinsurance in my policy?
Do we need to issue an RFP in order to engage your services?
Who in our county, city, town, or district will be involved in making the decision to hire us?
Is your claim a result of an event that may be funded by FEMA? If so, it is your obligation to first maximize your insurance settlement to satisfy FEMA’s eligibility requirements.
Why can’t we do it ourselves?
What emergency facilities are necessary to continue operations?
Can temporary facilities still be used at the end of the claim and be considered permanent? If so, how?
How do existing plans for renovations or enhancements affect my claim?
What building codes and regulations must be considered in the reconstruction?
How do bond cycles affect the full replacement cost holdback provisions of a policy?
How Our Public Adjusters Help You
- Evaluate Fully reviewing your insurance coverage.
- Strategy Developing a claim management strategy.
- Compliance Determining policy compliance issues.
- Valuations Completing detailed valuations of building, equipment and inventory losses.
- Interruption Formulating business interruption models.
- Itemization Presenting and supporting an itemized claim package to your insurer.
- Negotiation Negotiating on your behalf with your insurance company.
- Communication Keeping you informed every step of the way.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Government & Non-Profits Our Public Adjusters Have Helped
Client References & Testimonials
- 1388, LLC - Binghamton, NY
- 151 Highland Avenue (Salamanca, LLC) - Salamanca, NY
- 36-40 North Main Street Corp. - Waterbury, CT
- 652 East Division Street, LLC - Syracuse, NY
- A Plus Mini Storage - Miami, FL
- A Vision LLC - Pine City, NY
- A1 Auto Parts, Inc. - Utica, NY
- Abbey Road Construction - Lenox Dale, MA
- Abbey Village Condominium Association, Inc. - Delray Beach, FL
- ABC McCleary Sign Company - Carthage, NY
- About Town Party Rentals and Balloons - Albany, NY
- Adirondack Foundries Inc. - Watervliet, NY
- Adirondack Medical Center - Saranac Lake, NY
- Aim Optical - Whitesboro, NY
- Alan & Sandra Citarella - Pittsford, NY
- Alan and Nina Leist - New Hartford, NY
- Alexander Cosentino - Cicero, NY
- Alfred & Laurie Gentile - Baldwinsville, NY
- Alfresh Foods, Inc. - Ft. Lauderdale, FL
- Allam Afify - Binghamton, NY
- Allied Land Company LLC - Watertown, NY
- Alphonse Coccia - Rutland, VT
- Alpine Specialty Hardwoods, Inc. - Sloansville, NY
- Alpine Village - Lake George, NY
[Your public adjuster] was available to us round-the-clock in those initial days [after the flood] to answer any and all questions from both district personnel and members of the Board of Education...[Your] expertise, tenacity, thoroughness and diligence resulted in a job well done. Thank you again for your firm's efforts.Suzanne E. McLeod, Ed.D.Assistant Superintendent for Business and Elementary Instruction - Union Endicott Central School District, Endicott, NY
In the spring of 2013, the Village of Watkins Glen and Schuyler County suffered a devastating fire to its new, 15,000-square-foot Shared Services Building. This services facility was the headquarters or central location of key departments for the county’s and village’s operations. The Adjusters International/Basloe, Levin & Cuccaro public adjusting team was chosen to manage the county’s and village’s property damage insurance claims while ensuring that public services continued unhindered. After initial offers from both insurance carriers at much lower levels, AI/BLC was able to negotiate and secure a total recovery amount of $3.2 million dollars.
Wilbert’s, a prominent three-location automotive recycling operation across Western and Central New York, suffered a devastating fire to a new 10,000-square-foot building at its Williamson location. As this building was the center of business for that location, Adjusters International/Basloe, Levin & Cuccaro (AI/BLC) immediately established temporary solutions to mitigate the losses and also developed strategies and objectives to make sure Wilbert’s received an optimal insurance settlement.
New Energy Works, a leading timber company in America, suffered winter-related roof collapse to one of its main 15,000-square-foot buildings. When operations could have been left in limbo, our public adjusters quickly took control of the insurance claim process to help make sure New Energy Works kept running and did not lose customers to competitors.