Homeowners Insurance Policy for Wildfire Damage

Rather than you, the policyholder, getting engulfed in a frustrating insurance claim process, our public adjusters are deeply experienced in the handling of wildfire claims, and lift the burden of managing your claim to get you the maximum amount to recover.
In the rush following wildfire damage, it is in your best interest to take a step back as the policyholder to consider the best options available for a faster recovery.

The damage caused to your property by a wildfire can involve more than flames and smoke. What about water damage, if that was the method to quell the wildfire? Was your home completely or partially burned? Do you know in detail what your homeowners insurance policy covers before you file a claim with your insurance company?

As public adjusters independent from your insurance company, we offer the highest standard of experience in the insurance claim process for natural disasters, such as wildfires. We are aligned only with your interests, and will be there to walk you through your insurance policy and the claim process. We evaluate, document, and negotiate your claim for the maximum amount.

What To Focus On After Wildfire Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How can I minimize the emotional toll on my family?
  • How large of an advance should I expect?
  • How has my insurance company handled past wildfires?
  • What is demand surge? Will my insurance cover it?
  • How can the adjuster represent both me and the insurance company?
  • Can my agent/broker really help me or not?
  • Why is a claim strategy so important?
  • Get educated.
  • Successful evaluation of damages hinges upon a well-coordinated effort between estimators, inventory specialists, and consultants. Do you have the right experts lined up? Should you trust the insurance company’s cadre of experts?
  • Has the public adjuster you are considering hiring handled other wildfire losses? How many? What can he/she tell you?
  • Is the scope of this disaster large enough that political and grass roots pressure will have an impact?
  • How long am I really going to be out of my house?
  • My adjuster says I have to use my advance to buy furniture for the rental home. But the rooms are different sizes and I don’t know what my color scheme will be and I am under so much stress right now. Do I have to? Why can’t I just rent the stuff?
  • What about mold caused by the water damage? Is that damage covered?
  • How much of my time will this take?

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Valuing, documenting, and substantiating every detail.
  • Communication Keeping you informed every step of the way.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Ultimately settling the claim for the maximum amount and with lass hassle for you.

Homeowners We Have Helped

Prior to [your] involvement, my insurance company omitted over half the damage in their estimate. During the whole process, from evaluating the damage to getting the fair market costs of labor and materials, to the final settlement, [your representative] displayed a real understanding, knowledge and professionalism. He truly represented the client against a difficult insurance representative for which I am grateful
Akbar Khan
Homeowner
Testimonial
Months after the storm passed, the County was still faced with tremendous burdens related to the insurance coverage issues and FEMA and MEMA eligibility issues. Jackson County hired Adjusters International to provide professional services for disaster assistance, remediation, restoration and recovery efforts....Their expertise with governmental regulations, the complex FEMA process and insurance adjustments resulted in our successful claim for over $2 million in additional FEMA Public Assistance funding specifically; in our successful negotiations with our insurance carrier; and in numerous other increases in the values FEMA and MEMA initially designated for County projects. Jackson County will always be mindful of the help we received from Adjusters International when we needed it most.
Alan K. Sudduth
County Administrator - Board of Supervisors, Jackson County, Mississippi 
Testimonial

For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.

A magnitude 6.8 earthquake, called Nisqually in seismic circles, rocked Seattle, Washington, in 2001 and severely damaged the Starbucks corporate headquarters building.

Related Resources

  • Video
    02.01.2017

    Wildfires - Advice for Homeowners

    Steve Severaid, Principal at The Greenspan Co./Adjusters International gives advice to homeowners suffering from a wildfire
  • Podcast
    03.07.2017

    Wildfires

    During today’s discussion, we will explore the important areas of risk management and property insurance that must be addressed, to be prepared for the destruction that can be caused by future wildfires
  • Video
    02.01.2017

    Challenges of Wildfire Claims

    Steve Severaid, Principal at The Greenspan Co./Adjusters International discusses some challenges of wildfire claims

Contact Us

If you're suffering from a homeowner property claim, we can help!
Call us at 877.482.1234 or fill out the form below:
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Meet Your Public Adjuster
Steve Vanuga
Steven Vanuga
Executive Vice President
Through his extensive knowledge of both the insurance industry and property insurance policies, Steve is able to empower our clients to achieve maximum results from their property insurance claims.
Contact him today!