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PUBLIC ADJUSTERS FOR HOMEOWNERS INSURANCE CLAIM

When a disaster damages your home, AI/BLC public adjusters handle every step of the insurance claims process to obtain for you the correct and maximum claim recovery amount.

Homeowners Insurance Claims

We know that losing your home to a fire can be one of the worst days of your life. So can suffering major damage from a flood, roof collapse, or other kind of disaster. As you focus on protecting your family and belongings, another critical responsibility is preparing a homeowners insurance claim. Will you have the time to understand the intricacies of your insurance policy, and then prepare a claim and navigate the process? The insurance company will have its own expert team to protect its financial exposure to your claim. Who’s looking out for you?

Adjusters International/Basloe, Levin & Cuccaro public adjusters are property insurance claim experts who work only for you, not the insurance company. For over 112 years, we’ve helped homeowners in Upstate New York, Ohio, and New England recover after fire damage, Northeastern winter storm damage, water damage, and many other kinds of disasters. Our team of professional claims adjusters, content specialists, and building estimators levels the playing field and places you steps ahead in the insurance claims process. We accurately document your damage, prepare a detailed claim, and negotiate for you the correct and maximum claim recovery amount. We understand the immense hardship of losing a home, and won’t let you risk losing out on your financial recovery.

Your financial recovery and wellbeing are our top priorities. When we represent you, you’ll benefit from:
  • Unsurpassed Property Insurance Claim Expertise

    We have more senior-level and certified public adjusting professionals than any other organization. We help homeowners in Buffalo, Rochester, Syracuse, Utica, Albany, Ohio, and throughout the Northeast. With over forty offices across the U.S. and Canada, our claim expertise and resources are unmatched. AI/BLC is a member of NAPIA and the Buffalo Building Owners and Managers Association, and has an A+ BBB Accredited Business rating.

  • Local Commitment, Global Resources

    We live in the communities we serve and are experts at preparing homeowners insurance claims for the most common and unique types of damage that happen in Upstate New York, Ohio, and across the Northeast. This includes fire damage and Northeastern ice damage. Our elite team is close by to mobilize quickly and manage your property damage claim.

  • Client Satisfaction

    We put you first because we know the importance of getting families back into their homes — or new homes — as soon as possible. We are proud to play a key role in this and we are grateful for the many recommendation letters, referrals, and long-term connections formed.

  • History of Results

    For over 112 years, AI/BLC has helped thousands of homeowners recover billions in settlements after devastating fires, water damage, collapse, Northeastern ice storms, and more. Our history of success has made us the leading public adjusting firm in Upstate New York, Ohio, and New England.

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

What Disasters Do Our Public Adjusters Handle?

Our Public Adjusters can help you recover from any disaster covered under your property insurance policy and its endorsements. 
We have handled claims resulting from:
Fire

Fire commonly includes other damages to your home from smoke, water, and corrosion that often go unseen. We make sure to identify them early on to prevent future problems.

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Water

Water damage can lead to mold growth within your home, placing your family’s health at risk if not handled immediately.

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Hail

Hail can strike in any state. If your property is hit by hail, do you know where to look and how to assess the full damage?

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Collapse

Collapse can happen suddenly or years from now if the damage is undetected. Can you tell if your home is structurally compromised?

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Flood

Did you know you have to buy a separate policy for flood insurance? Did you know you can have a flood even though you’re not in a flood zone?

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Hurricane

It is vital to know how exposed your home is to potential hurricanes and whether your residential insurance policy provides you adequate coverage.

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Tornado/Windstorm

Your insurance policy may not cover all of the wind damage depending on where you live. It is important to evaluate your claim thoroughly to obtain the amount you need to recover because high-risk zones have large deductions.

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Wildfire

Wildfire can result in a complexity of damages across your property. It’s necessary to document and prove every detail of these damages so your recovery isn’t delayed.

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Earthquake

Don’t let the aftershock distract you from understanding both the apparent and often hidden damage caused by an earthquake.

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Winter Damage

Winter storms can damage your home in a variety of ways, comprising the safety and health of your family if not addressed immediately.

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The Difference Our Public Adjusters Make

With us graphics Without us graphics
Stress bar graphic
Settlement
Recover all possible benefits.
Peace of Mind
We can help you get back to your lives, family, and business.
Administration
We cover every part in preparing and settling your claim.
Team
A team of experts on your side.
Settlement
Only rely on the insurance company's assessments.
Peace of Mind
Stress of navigating a complex and unfamiliar process.
Administration
Spend hours/days working on your claim.
Alone
Going at it all alone.
With us graphics Without us graphics
Stress bar graphics
Recover all possible benefits.
Settlement
Only rely on the insurance company's assessments.
We can help you get back to your lives, family, and business.
Peace of Mind
Stress of navigating a complex and unfamiliar process.
We cover every part in preparing and settling your claim.
Administration
Spend hours/days working on your claim.
A team of experts on your side.
Team/Alone
Going at it all alone.

Homeowners Our Public Adjusters Have Helped

  • Client References & Testimonials

    Client References

    Testimonials

    As soon as we engaged your company, you were able to cut through the bureaucracy and reach the key decision makers. You kept us informed of each twist and turn of your investigation. Within months of your engagement, we had our check in hand. We felt comforted and confident that our situation was given the prompt attention that was needed. I would recommend your services to any in this situation.
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    Anthony & Barbara Black
    Homeowners
    Hiring [you] to represent us was one of the smartest decisions we made following the loss of our home. ...They made sure our claim was filed on time, the cost estimates were accurate, and that we received the maximum insurance proceeds we were entitled to based upon our policy coverage.... During the days, weeks and months that followed our fire, my wife and I were able to focus on getting our life back in order, replacing our personal items, going back to work, and finding temporary housing for our family while the house was being restored and rebuilt. Because of [you], we had time to focus on the really important things in life, and [you] handled each and every detail of the insurance claim and related issues.
    Placeholder Logo
    Robert & Mary Ann Abraham
    Homeowners
  • Case Studies

    In the spring of 2013, the Village of Watkins Glen and Schuyler County suffered a devastating fire to its new, 15,000-square-foot Shared Services Building. This services facility was the headquarters or central location of key departments for the county’s and village’s operations. The Adjusters International/Basloe, Levin & Cuccaro public adjusting team was chosen to manage the county’s and village’s property damage insurance claims while ensuring that public services continued unhindered. After initial offers from both insurance carriers at much lower levels, AI/BLC was able to negotiate and secure a total recovery amount of $3.2 million dollars.

    Wilbert’s, a prominent three-location automotive recycling operation across Western and Central New York, suffered a devastating fire to a new 10,000-square-foot building at its Williamson location. As this building was the center of business for that location, Adjusters International/Basloe, Levin & Cuccaro (AI/BLC) immediately established temporary solutions to mitigate the losses and also developed strategies and objectives to make sure Wilbert’s received an optimal insurance settlement.

    New Energy Works, a leading timber company in America, suffered winter-related roof collapse to one of its main 15,000-square-foot buildings. When operations could have been left in limbo, our public adjusters quickly took control of the insurance claim process to help make sure New Energy Works kept running and did not lose customers to competitors.

Public Adjuster Resources

Insurance is complicated. To help guide you through your claim, we have compiled some helpful resources.

Disaster Recovery Checklist

A disaster is rarely predictable, but you can still be prepared. There are proactive steps you can take before and after to help you with providing proof of loss for your property damage and smooth out the insurance claim process for your financial recovery.

Learn The Terminology

Our public adjusters are your prime resource on-site and online in making sure you understand every detail of your insurance claim policy. The following is a list of useful definitions of insurance language you may encounter throughout the insurance claim process.

Contact Us

If you're suffering from a homeowner property claim, we can help!
Call us at 877.482.1234 or fill out the form below:
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