Public Adjusters for Homeowners Fire Damage

A house fire is one of the most traumatic events you can experience as a homeowner. When shelter and the livelihood of your family are at stake, our team of public adjusters is there to lift the burden and work on your behalf to get you the most beneficial claim settlement to get your life back together.

As you consider how to deal with an insurance adjuster after a house fire, a call to our team of professional public adjusters can be life-changing.

Pieces of your life have just been lost in a blaze. Your family is without a home. What does your homeowners insurance policy cover? Do you know where to start? How will you know for sure you will get enough to provide for your family? Whether it is partial or extensive fire damage, the time and stress in dealing with your insurance company can take you away from focusing on your family’s immediate safety and well-being. We are there when you need it the most.

We are your trusted advocates and resource in the insurance claims process. We thoroughly document the damage to your home and its contents. We identify the hidden damages that may cause later problems, which may have been missed by your insurance company’s adjuster. We provide a full proof of loss to help maximize the amount you are entitled to recover from your claim. And we negotiate that claim on your behalf to ensure just that.

What To Focus On After Fire Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How can I minimize the emotional toll on my family?
  • How large of an advance should I expect?
  • What is a “scope of loss?”
  • How can the adjuster represent both me and the insurance company?
  • Can my agent really help me with preparing my claim?
  • Why is a claim strategy so important?
  • Understand all of the stake players (board up contractor, contents remediation company, insurance agent, insurance adjuster, public adjuster) and their respective interests. Get educated.
  • Successful evaluation of damages hinges upon a well-coordinated effort between estimators, inventory specialists, and consultants. Do you have the right experts lined up? Should you only rely the insurance company’s cadre of experts?
  • Can smoke damage be cleaned completely from soft goods? Hard goods? Structural elements?
  • What if someone in my family has severe allergies or compromised health?
  • What about mold caused by the water damage? Is that damage covered?
  • What if I incur costs to dry everything out to prevent mold, are those costs covered?
  • What is pressurized smoke?
  • What is the difference between letting the cleaning company remove the contents to estimate the damage and hold them versus removing and cleaning them? Should I let the cleaning company take and clean everything?
  • Can the contract for emergency board up authorize the contractor to do more work than I need done immediately?
  • How long am I really going to be out of my house?
  • Do I have to use my advance to buy furniture for the rental home? Why can’t I just rent the stuff?
  • How much of my time will this take?

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Public Adjusters Help You

  • Evaluate Icon Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Icon Strategy Valuing, documenting, and substantiating every detail.
  • Communication Icon Communication Keeping you informed every step of the way.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Icon Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Homeowners Our Public Adjusters Have Helped

  • Client References & Testimonials

    Client References

    • Andrew Degrazia - Pittsford, NY
    • Andy Walker - Brockport, NY
    • Angela M. Elefante - Utica, NY
    • Anna Glass - Machias, NY
    • Arlene Lisa Thomas - Syracuse, NY
    • Aryn Bielski - Oakfield, NY
    • Barbara Dunkleman - Gowanda, NY
    • Barbara Olson - Center Lovell, ME
    • Barry & Marilynn Nowicki - Orchard Park, NY
    • Bill and Michelle Martin - Whitesboro, NY
    • Butch & Nancy Weber - Bliss, NY
    • Byrne's Electric Services - Saint Johnsbury, VT
    • Carol A. MacDowell - Clay, NY
    • Carrie O’Connell - Springville, NY
    • Cathy Strong - Brockport, NY
    • Cecelia Clark - Syracuse, NY
    • Chad & Lindsey Halstead - East Bloomfield, NY
    • Champlain Valley Cardiovascular Associates - Burlington, VT
    • Charles Di Baudo - Webster, NY
    • Charles Kumet - Eden, NY
    • Chris & Jennifer Ramsay - Brockport, NY
    • Chuck & Kathleen Holland - Hamburg, NY
    • Corey Graves - Kenmore, NY
    • Daniel Leo - Hamburg, NY


    November 18th, 2017 was when our home burned and we lost everything that we owned. Adjusters International truly became our voice to the insurance company and as our advocate, they fought for every item until the recovery process was complete. I am quite sure that without the help of Adjusters International, we would still be in the process of rebuilding our home and our lives. Because of their extraordinary efforts, my wife and I were back into a new home on the site of our previous home 10 months after the date of our loss.
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    James Sterry
    I cannot imagine having to go through our house fire recovery without the guidance and expertise provided by Doug Garland, Steven Vanuga, and Adjusters International. Initially, Steve patiently listened to my expressed frustration, calming my initial panic. Above all, I highly recommend Doug Garland for his tenacious effort. I definitely recommend Adjusters International and especially Doug Garland for reliable, exemplary service. Thank You!
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    Larry & Christine Beyette
  • Case Studies

    In the spring of 2013, the Village of Watkins Glen and Schuyler County suffered a devastating fire to its new, 15,000-square-foot Shared Services Building. This services facility was the headquarters or central location of key departments for the county’s and village’s operations. The Adjusters International/Basloe, Levin & Cuccaro public adjusting team was chosen to manage the county’s and village’s property damage insurance claims while ensuring that public services continued unhindered. After initial offers from both insurance carriers at much lower levels, AI/BLC was able to negotiate and secure a total recovery amount of $3.2 million dollars.

    Wilbert’s, a prominent three-location automotive recycling operation across Western and Central New York, suffered a devastating fire to a new 10,000-square-foot building at its Williamson location. As this building was the center of business for that location, Adjusters International/Basloe, Levin & Cuccaro (AI/BLC) immediately established temporary solutions to mitigate the losses and also developed strategies and objectives to make sure Wilbert’s received an optimal insurance settlement.

    New Energy Works, a leading timber company in America, suffered winter-related roof collapse to one of its main 15,000-square-foot buildings. When operations could have been left in limbo, our public adjusters quickly took control of the insurance claim process to help make sure New Energy Works kept running and did not lose customers to competitors.

Related Resources

The Difficulties of Fire Insurance Claims Thumbnail Image

The Difficulties of Fire Insurance Claims

Steve Vanuga, Regional VP at Adjusters International/Basloe, Levin & Cuccaro discusses why fire insurance claims are so difficult
Property Insurance Claims: Negotiating Unfamiliar Terrain Thumbnail Image
Issue # 3017

Property Insurance Claims: Negotiating Unfamiliar Terrain

Just having insurance coverage in place does not guarantee that a loss will be fully reimbursed. A final settlement can be affected by the actions the policyholder takes, starting from the moment the loss occurs. From securing the loss site and notifying the insurer, to agreeing on the final settlement, the policyholder needs to be prepared, organized and proactive.
How to Make the Most of an Underinsured Loss Thumbnail Image

How to Make the Most of an Underinsured Loss

Speaking with an adjuster before and after a claim will ensure you have the proper coverages and pay-outs
Having Enough Insurance - Fire Loss Thumbnail Image

Having Enough Insurance - Fire Loss

Steve Vanuga, Regional VP at Adjusters International/Basloe, Levin & Cuccaro discusses how home and business owners can be sure they have enough insurance coverage in the event of a fire loss

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If you're suffering from a homeowner property claim, we can help!
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