Public Adjusters for Flood Damage
Once you experience flood damage, you may be overwhelmed with a rush of outside opinions on how to best handle your insurance claim. Our public adjusters are there to allow you to take a step back and make an educated decision when you file a claim.
Are you prepared for the unexpected? Regardless of location or proximity to a floodplain, many homeowners can experience a flood loss. When it comes to flood insurance and flood risk, most people may not realize that it has to be purchased as a separate policy from their homeowners insurance.
What does flood insurance cover? It is different than regular property insurance policies and, because flooding results in damage to multiple homes, the volume of claims can lead to a complicated and stalled insurance claim process with your insurance company. By working with our public adjusters, though, there is no need to wade through any of that. Our adjusters work with you as partners and advocates to assess, evaluate, and document your damage and negotiate with your insurance company to get you the optimum amount you are owed. Whether it be Pennsylvania, Maine or New York flood damage, our public insurance adjusters are ready to help you recover more, sooner with your home insurance claim. Contact our offices in Portland, Albany, Utica, Syracuse, Rochester, Buffalo, and Scranton for flood insurance claim help.
What To Focus On After Flood Damage
How much do I really need to know?
How much of my time will this take?
How can I minimize the emotional toll on my family?
How can I minimize the effect on my work/career?
How large of an advance should I expect?
Is there anyone on my side?
How much time over the next several months will you need to put aside to handle your claim properly? How will all those hours affect your family? Your job?
What is the emotional investment that you will need to commit to the process?
Can you get paid for your time?
Are you entitled to an advance from the insurance company? What is reasonable?
What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.
Property Damage Losses Homeowners Claims Recovery Process
How Our Public Adjusters Help You
- Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
- Strategy Valuing, documenting, and substantiating every detail.
- Communication Keeping you informed every step of the way.
- Negotiation Negotiating on your behalf with your insurance company.
- Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.
Homeowners Our Public Adjusters Have Helped
Client References & Testimonials
- Alexander Cosentino - Cicero, NY
- Alfred & Laurie Gentile - Baldwinsville, NY
- Angela M. Elefante - Utica, NY
- Bernice Gatewood - Syracuse, NY
- Brenda Miller - Buffalo, NY
- Christopher Parzych - Syracuse, NY
- Deborah A. & Steven J. Donigan - Skaneateles, NY
- Dennis & Carole Cox - Camillus, NY
- Donald & Tina Ambrose - Cicero, NY
- Donald Penoyer - Brewerton, NY
- Erik & Carolyn Shepard - Webster, NY
- Evan L. & Carrie Wojtaszek - Liverpool, NY
- Florence Bianchi - Rochester, NY
- Frederick Gunther - Spencerport, NY
- Gail Fobes - Liverpool, NY
- Graham & Jessica Nelson - Manlius, NY
- Harmonmy & Mike Collins - Syracuse, NY
- Herbert Mosher - Silver Creek, NY
- John Scales Jr. and Kyle Bast - Killington, VT
- Joseph Gaskin - Syracuse, NY
- Karl and Eva Heberlein - Navarre, FL
- Kelly Frosini - Rochester, NY
- Louis Centolella - Faytetteville, NY
- Mary D. Salamone - Liverpool, NY
[Your company representative] also handled our flood claim and made sure that we got the building limit… and a good settlement on the content. If it had not been for [your] help, we would not have obtained the settlement we received… [your company] dealt with all parties professionally and kept us informed throughout the entire process.Karl and Jackie HeberleinHomeowners
In the spring of 2013, the Village of Watkins Glen and Schuyler County suffered a devastating fire to its new, 15,000-square-foot Shared Services Building. This services facility was the headquarters or central location of key departments for the county’s and village’s operations. The Adjusters International/Basloe, Levin & Cuccaro public adjusting team was chosen to manage the county’s and village’s property damage insurance claims while ensuring that public services continued unhindered. After initial offers from both insurance carriers at much lower levels, AI/BLC was able to negotiate and secure a total recovery amount of $3.2 million dollars.
Wilbert’s, a prominent three-location automotive recycling operation across Western and Central New York, suffered a devastating fire to a new 10,000-square-foot building at its Williamson location. As this building was the center of business for that location, Adjusters International/Basloe, Levin & Cuccaro (AI/BLC) immediately established temporary solutions to mitigate the losses and also developed strategies and objectives to make sure Wilbert’s received an optimal insurance settlement.
New Energy Works, a leading timber company in America, suffered winter-related roof collapse to one of its main 15,000-square-foot buildings. When operations could have been left in limbo, our public adjusters quickly took control of the insurance claim process to help make sure New Energy Works kept running and did not lose customers to competitors.