Homeowners Insurance Claims for Hail Damage

If your home is damaged in a hailstorm, the complete extent of your property damage may be difficult to detect. Our experienced public adjusters work on your behalf to evaluate and document the full scope of damage and negotiate a maximum claim recovery to get you the most for your home.
Hail damage can be hard to spot. If missed, it can cause further damage to your home down the road when you least expect it. We manage your claim to ensure that all potential damages are identified.

With hail damage, it is not just rooftops and vehicles. For instance, hail can ruin siding, windows, sheds, landscaping, and outdoor equipment and furniture. If you are not aware of this, how can you know for sure if your insurance company will be thorough enough to identify all possible hail damages? Small dents today can lead to bigger problems tomorrow, such as a leaking roof that could compromise your home.

The advantage of working with our public adjusters is that we are aligned with your interests from the beginning. We pour over the details of your homeowner insurance policy, detect and document all and any hidden damages, and negotiate your claim for the maximum amount to help you repair and recover.

What To Focus On After Hail Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How much do I really need to know?
  • How much of my time will this take?
  • How can I minimize the emotional toll on my family?
  • How can I minimize the effect on my work/career?
  • How large of an advance should I expect?
  • Is there anyone on my side?
  • How much time over the next several months will you need to put aside to handle your claim properly? How will all those hours affect your family? Your job?
  • What is the emotional investment that you will need to commit to the process?
  • Can you get paid for your time?
  • Are you entitled to an advance from the insurance company? What is reasonable?
  • What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Valuing, documenting, and substantiating every detail.
  • Communication Keeping you informed every step of the way.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Ultimately settling the claim for the maximum amount and with lass hassle for you.

Homeowners We Have Helped

Prior to [your] involvement, my insurance company omitted over half the damage in their estimate. During the whole process, from evaluating the damage to getting the fair market costs of labor and materials, to the final settlement, [your representative] displayed a real understanding, knowledge and professionalism. He truly represented the client against a difficult insurance representative for which I am grateful
Akbar Khan
Homeowner
Testimonial

Related Resources

Contact Us

If you're suffering from a homeowner property claim, we can help!
Call us at 877.482.1234 or fill out the form below:
( * ) indicates required field
Sorry, there was a problem with your submission.
Meet Your Public Adjuster
Steve Vanuga
Steven Vanuga
Executive Vice President
Through his extensive knowledge of both the insurance industry and property insurance policies, Steve is able to empower our clients to achieve maximum results from their property insurance claims.
Contact him today!