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Homeowners Insurance Claims for Hurricane Damage

Hurricane damage to your home can become a complex process to assess and document, and may not be sufficiently covered in your residential property insurance. Due to large deductibles and the separation of flood versus wind damage, our public adjusters are specialists in claim management to get you the optimum amount to reverse the seemingly irreversible and place you on a path to rebuild.

Our public adjusters have unmatched experience in handling claims for hurricane damage and have the specialists and resources to expedite the insurance claim process.

Unfortunately, there have been many occasions where homeowners have not been adequately covered in their insurance policy because of the complexity in assessing and properly categorizing hurricane and water damage inflicted upon their property. Our public adjusters make sure that is not the case with the families and individuals we represent. We help you understand your coverage for damage from a hurricane and advise you on the best ways to maximize your recovery.

If such a disaster occurs to your home and family, we are there immediately as trusted advocates working only for you. While you focus on the safety of your family, we lift the burden of dealing with the insurance claim process. We become fluent in your policy and properly evaluate and document your damage. We negotiate your claim for the maximum amount so you can recover. Whether it be a New York, Pennsylvania, or Maine insurance claim, our public insurance adjusters are ready to help you recover more, sooner. Contact our offices in Portland, Albany, Utica, Syracuse, Rochester, Buffalo, and Scranton for help with your home insurance claim.

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What To Focus On After Hurricane Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How much do I really need to know?
  • How much of my time will this take?
  • How can I minimize the emotional toll on my family?
  • How can I minimize the effect on my work/career?
  • How large of an advance should I expect?
  • Is there anyone on my side?
  • How much time over the next several months will you need to put aside to handle your claim properly? How will all those hours affect your family? Your job?
  • What is the emotional investment that you will need to commit to the process?
  • Can you get paid for your time?
  • Are you entitled to an advance from the insurance company? What is reasonable?
  • What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Public Adjusters Help You

  • Evaluate Icon Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Icon Strategy Valuing, documenting, and substantiating every detail.
  • Communication Icon Communication Keeping you informed every step of the way.
  • Negotiation Icon Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Icon Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Homeowners Our Public Adjusters Have Helped

  • Client References & Testimonials

    Client References

    Testimonials

    Prior to [your] involvement, my insurance company omitted over half the damage in their estimate. During the whole process, from evaluating the damage to getting the fair market costs of labor and materials, to the final settlement, [your representative] displayed a real understanding, knowledge and professionalism. He truly represented the client against a difficult insurance representative for which I am grateful
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    Akbar Khan
    Homeowner
    Months after the storm passed, the County was still faced with tremendous burdens related to the insurance coverage issues and FEMA and MEMA eligibility issues. Jackson County hired Adjusters International to provide professional services for disaster assistance, remediation, restoration and recovery efforts....Their expertise with governmental regulations, the complex FEMA process and insurance adjustments resulted in our successful claim for over $2 million in additional FEMA Public Assistance funding specifically; in our successful negotiations with our insurance carrier; and in numerous other increases in the values FEMA and MEMA initially designated for County projects. Jackson County will always be mindful of the help we received from Adjusters International when we needed it most.
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    Alan K. Sudduth
    County Administrator - Board of Supervisors, Jackson County, Mississippi 
  • Case Studies

    In the spring of 2013, the Village of Watkins Glen and Schuyler County suffered a devastating fire to its new, 15,000-square-foot Shared Services Building. This services facility was the headquarters or central location of key departments for the county’s and village’s operations. The Adjusters International Basloe, Levin & Cuccaro public adjusting team was chosen to manage the county’s and village’s property damage insurance claims while ensuring that public services continued unhindered. After initial offers from both insurance carriers at much lower levels, AI/BLC was able to negotiate and secure a total recovery amount of $3.2 million dollars.

    Wilbert’s, a prominent three-location automotive recycling operation across Western and Central New York, suffered a devastating fire to a new 10,000-square-foot building at its Williamson location. As this building was the center of business for that location, Adjusters International/Basloe, Levin & Cuccaro (AI/BLC) immediately established temporary solutions to mitigate the losses and also developed strategies and objectives to make sure Wilbert’s received an optimal insurance settlement.

    New Energy Works, a leading timber company in America, suffered winter-related roof collapse to one of its main 15,000-square-foot buildings. When operations could have been left in limbo, our public adjusters quickly took control of the insurance claim process to help make sure New Energy Works kept running and did not lose customers to competitors.

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If you're suffering from a homeowner property claim, we can help!
Call us at 877.482.1234 or fill out the form below:
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Meet Your Public Adjuster
Steve Vanuga Headshot
Steven Vanuga
Principal
Through his extensive knowledge of both the insurance industry and property insurance policies, Steve is able to empower our clients to achieve maximum results from their property insurance claims.
Contact him today!