Homeowners Insurance Claims for Hurricane Damage

Hurricane damage to your home can become a complex process to assess and document, and may not be sufficiently covered in your residential property insurance. Due to large deductibles and the separation of flood versus wind damage, our public adjusters are specialists in claim management to get you the optimum amount to reverse the seemingly irreversible and place you on a path to rebuild.
We have unmatched experience in handling claims for hurricane damage, and have the specialists and resources to expedite the insurance claim process.

Unfortunately, there have been many occasions where homeowners have not been adequately covered in their insurance policy because of the complexity in assessing and properly categorizing hurricane and water damage inflicted upon their property. Our public adjusters make sure that is not the case with the families and individuals we represent. We help you understand your coverage for damage from a hurricane and advise you on the best ways to maximize your recovery.

If such a disaster occurs to your home and family, we are there immediately as trusted advocates working only for you. While you focus on the safety of your family, we lift the burden of dealing with the insurance claim process. We become fluent in your policy and properly evaluate and document your damage. We negotiate your claim for the maximum amount so you can recover sooner.

What To Focus On After Hurricane Damage

Make sure you fully understand the meaning of each of the following before you move forward. Feel free to reach out to us for a no-cost discussion about your claim.
  • How much do I really need to know?
  • How much of my time will this take?
  • How can I minimize the emotional toll on my family?
  • How can I minimize the effect on my work/career?
  • How large of an advance should I expect?
  • Is there anyone on my side?
  • How much time over the next several months will you need to put aside to handle your claim properly? How will all those hours affect your family? Your job?
  • What is the emotional investment that you will need to commit to the process?
  • Can you get paid for your time?
  • Are you entitled to an advance from the insurance company? What is reasonable?
  • What is your broker or agent’s role? Will his/her role be active or passive? When faced with supporting your position or the insurance company’s, where will he/she stand?
  • Are you familiar with the forms/practices below and what their request/issuance is telescoping? Request for a Proof of Loss. Reservation of Rights letter. Request for an Examination Under Oath.

Property Damage Losses Homeowners Claims Recovery Process

Property Damage
Time Element
Life & Safety Issues
Mitigation of Damages
Establish A Preliminary Recovery Plan
Evaluation of Coverages
Valuation Of Damages, Claim Preparation, and Documentation
Negotiations & Settlement
Restoration Of Property & Operations

How Our Team Helps You

  • Evaluate Evaluating your insurance policy to establish the best possible strategy for presenting your claim to the insurer.
  • Strategy Valuing, documenting, and substantiating every detail.
  • Communication Keeping you informed every step of the way.
  • Negotiation Negotiating on your behalf with your insurance company.
  • Settlement Ultimately settling the claim for the maximum amount and with less hassle for you.

Homeowners We Have Helped

Prior to [your] involvement, my insurance company omitted over half the damage in their estimate. During the whole process, from evaluating the damage to getting the fair market costs of labor and materials, to the final settlement, [your representative] displayed a real understanding, knowledge and professionalism. He truly represented the client against a difficult insurance representative for which I am grateful
Akbar Khan
Homeowner
Testimonial
Months after the storm passed, the County was still faced with tremendous burdens related to the insurance coverage issues and FEMA and MEMA eligibility issues. Jackson County hired Adjusters International to provide professional services for disaster assistance, remediation, restoration and recovery efforts....Their expertise with governmental regulations, the complex FEMA process and insurance adjustments resulted in our successful claim for over $2 million in additional FEMA Public Assistance funding specifically; in our successful negotiations with our insurance carrier; and in numerous other increases in the values FEMA and MEMA initially designated for County projects. Jackson County will always be mindful of the help we received from Adjusters International when we needed it most.
Alan K. Sudduth
County Administrator - Board of Supervisors, Jackson County, Mississippi 
Testimonial

Norwich, New York Firearms Manufacturer, CZ-USA/Dan Wesson Firearms, suffered devastating fire damage on November 14th, 2012. While testing out a new gun, the backfire from the shot caught material, causing a multi-level fire in the building.

For decades, L’Auberge Chez François has been one of the leading restaurants in the metro Washington, D.C., area. Known for its exceptional French cuisine and impressive service, the restaurant is a longtime favorite of Washingtonians celebrating anniversaries, birthdays or other special occasions.

Related Resources

Contact Us

If you're suffering from a homeowner property claim, we can help!
Call us at 877.482.1234 or fill out the form below:
( * ) indicates required field
Sorry, there was a problem with your submission.
Meet Your Public Adjuster
Steve Vanuga
Steven Vanuga
Executive Vice President
Through his extensive knowledge of both the insurance industry and property insurance policies, Steve is able to empower our clients to achieve maximum results from their property insurance claims.
Contact him today!