With an especially active start to this year's Atlantic Hurricane Season, including the widespread flooding brought by Tropical Storm Debby, hurricane preparation is on a lot of people's minds. For homeowners and business owners along the East Coast, there is more to preparedness beyond stocking up on batteries, water and plywood. Now is the time to begin a review of your insurance coverage. Does it take into account current replacement value to rebuild your home or business? Do you have flood insurance? In addition, you should consider preparing a complete inventory of all your personal/business property prior to the next big storm.
Being organized and prepared long before a storm hits goes a long way toward successfully recovering your losses. While recovery is never easy, there are a few key steps you can take before and after an event to help make your insurance claim—which is, after all, the basis for your financial recovery—go more smoothly. Read our in-depth article on Hurricane Insurance: Are you Covered? and review our Disaster Checklist, to see what steps you can take today to be prepared for what tomorrow may bring.
If your business suffers damage this hurricane season, consider making one of your first calls be to Adjusters International. Having a public adjusting professional on your side can help to alleviate the burden of dealing with your property damage insurance claim, and will help you get a full and fair settlement.