As an attorney, some of your clients are likely business owners. As their trusted advisor, you want to protect your clients’ financial and legal interests no matter the area of law you practice. If one of your clients experiences property damage or loss to their business, you can expect that they will reach out to you for direction and help submitting their commercial property insurance claim to their insurance carrier.
Right Expert in the Right Seat
When it comes to commercial property damage or destruction, legal matters tend to be complex. Your client may turn to you for advice and assistance with their location’s lease, new production agreements, breach of contract statements, or even contract clauses associated with equipment storage and rental. While these elements involve legal expertise, the time-consuming intricacies of preparing the insurance claim paperwork, maneuvering through the nuances of the insurance industry, and negotiating with the insurer, are best left to a public adjuster with extensive knowledge and experience in that field.
Think of it this way: you would not refer your client to an orthodontist when they need an ophthalmologist. Even though both doctors are experts in their respective medical fields, they are not as well-versed in the other’s specialization to successfully navigate the job. Both experts are valuable members of the patient’s healthcare team, and their work complements each other’s by contributing to the patient’s overall health and wellbeing.
It is much the same when it comes to bringing a public adjuster into a property damage insurance claim preparation and settlement. While your client comes to you for legal counsel associated with the process, both of you will be consulting with the public adjuster to help you secure a fair and just settlement.
Moreover, when a public adjuster is brought onto the team your client also gains an entirely new roster of specialists who can help with inventory, forensic accounting, policy evaluations, business interruption calculations and more, to prove their loss and secure a fair and just settlement.
Don’t Wait Until It’s Too Late - Call a Public Adjuster Now
Knowing when it is time to call in a specialist can be difficult. When negotiating an insurance claim, it is important that policyholders understand that sometimes there are actions that cannot be undone or statements that cannot be unsaid. Even the savviest businessperson can’t always be an expert in insurance; there’s just too much to learn.
To avoid instances where mistakes can negatively impact the amount your client is entitled to after a disaster, it is best to act quickly and involve a public adjuster in the claims process as early as possible. Doing so will ensure that your client’s property damage, as well as the associated financial losses, are captured, documented, and reported properly, which will help them receive the compensation they deserve.
You Can Count on Us
At Adjusters International/Basloe, Levin & Cuccaro (AI/BLC), our public adjusters are experts in first-party property insurance claims – and we are here to work alongside you when your clients call. As experts in our field, we are insurance professionals who advocate exclusively on behalf of the insured – never the insurance company.
If your client’s business is damaged or destroyed in a disaster, your counsel will be an invaluable asset throughout the recovery process. Our team of experts is available to partner with you to help navigate the complex property insurance claims process and thus helping you provide even greater value to your clients in their time of need. Do not wait until it’s too late – just like your clients count on you, you can count on us as your trusted advisors. Contact us today.