The latest E-Edition of Adjusting Today "Cosmetic Damage Exclusion Stirs Controversy" is now available! Penned by veteran claims professional and respected author Robert J. Prahl, CPCU, this edition along with its companion article, "Actual Cash Value for Roof Surfacing," discusses the timely topic of cosmetic damage exclusions in homeowner and commercial property insurance policies. This matter is still unfolding, and time will tell whether such endorsements become standard or merely optional and used infrequently.
Your comments about this article, topic suggestions and continued feedback are always appreciated. Subscriptions to Adjusting Today are available in hardcopy format, electronic format, or both. Thank you for your readership.