We’ve had significant amounts of rain pouring down on the Northeast this spring. While our minds may be focused on summer sunshine in the coming months, it wouldn’t hurt to also be mindful of the potential water damage that rain can cause to your property.
As a homeowner or property owner, it’s important to understand the types of damage extensive rainfall can bring to both the inside and outside of your property, as well as ways to prevent it as the next major storm rolls in.
Here are three precautions you can take to help prevent possible water damage:
1. Good Drainage Leads To A Protected Property
Poor drainage can weaken the foundation of your property. Check your gutters and keep them clear of leaves and debris. When a storm hits and water fills your gutters, you want the gutters to be able to drain the water properly.
Also, downspouts should be far enough away from the property to route
2. Put Your Sump Pump To The Test
Check your sump pump at least once a year, if not more, depending on how frequent storms happen in your area. It is important to have a sump pump in the lowest part of your property since it prevents flooding, which can ruin drywall and flooring.
Keep in mind, too, that the full extent of water damage from flooding or a broken pipe may not be apparent until the affected areas dry out. That means mold and mildew could be hiding within your basement walls along with damage to the foundation.
Bonus tip: regular property insurance doesn't usually cover flood damage. Make sure you have a flood insurance policy in place in case it happens.
3. Find and Repair Water Leaks
Did you know rainwater can sneak its way through poorly sealed doors and windows, as well as cracks in your foundation or roof? Be prepared by checking these common areas of your home regularly.
While checking these areas, it may also be a good idea to remove tree branches that are in close proximity to your home, as they can cause further damage during a windstorm.
With these water damage prevention tips, there’s no need to be unprepared if the unexpected happens. But if it does, and you need to file a water damage or flood claim, having a licensed public adjuster on your side can help increase your settlement significantly. As insurance professionals, we document all the damage in detail and negotiate on your behalf for an optimal insurance settlement.
For more insight into preventing property damage or for help navigating your property insurance claim, contact our expert public adjusters at Adjusters International Basloe, Levin & Cuccaro.